Monday, February 28, 2005
the last couple of weeks have been true hell
waiting is not my strong point
and i have been waiting for my home loan to be approved
last friday, the lender wanted "more information"
"this isnt a 'no,' we just need more information because we were recently audited and there were some problems uncovered and, well, we have to have additional information before we can say yes"
and so consideration of my application was suspended pending receipt of a non-traditional payment reference, meaning something from utilities showing my pay history, a VOR--verification of rent, and all the info from the bankruptcy in '98
i got that all in last monday
tomorrow i go thru closing and become a home owner
finally
and does everyone get this nervous, sick to the stomach feeling before consigning oneself to mega-debt???
i'm excited but scared
and dreading all the work that i face over the next month
but it will be MINE
yayayay
anyone wanna come help?
i really could use a husband right about now.....
and guess who has been trying to reach me?
and calling my parents to find out why I wont return his calls
yep
MY ex from el salvador
jazz, yours wouldnt happen to be named oscar?
there's a photo of him in the 'friends' photo album
click on my photos under my links if you dont remember
send me positive thoughts tomorrow around 4pm central
xo
jeff
waiting is not my strong point
and i have been waiting for my home loan to be approved
last friday, the lender wanted "more information"
"this isnt a 'no,' we just need more information because we were recently audited and there were some problems uncovered and, well, we have to have additional information before we can say yes"
and so consideration of my application was suspended pending receipt of a non-traditional payment reference, meaning something from utilities showing my pay history, a VOR--verification of rent, and all the info from the bankruptcy in '98
i got that all in last monday
tomorrow i go thru closing and become a home owner
finally
and does everyone get this nervous, sick to the stomach feeling before consigning oneself to mega-debt???
i'm excited but scared
and dreading all the work that i face over the next month
but it will be MINE
yayayay
anyone wanna come help?
i really could use a husband right about now.....
and guess who has been trying to reach me?
and calling my parents to find out why I wont return his calls
yep
MY ex from el salvador
jazz, yours wouldnt happen to be named oscar?
there's a photo of him in the 'friends' photo album
click on my photos under my links if you dont remember
send me positive thoughts tomorrow around 4pm central
xo
jeff
Saturday, February 26, 2005
I have uploaded a new photo album of baby pics, titled "Babies 2005"
scroll down to "My Photo Albums" in my Links on the right of this page and take a peek
scroll down to "My Photo Albums" in my Links on the right of this page and take a peek
Thursday, February 24, 2005
Tuesday, February 22, 2005
Saturday, February 19, 2005
new yorkers rock!
The diners arrived at a nice Manhattan restaurant on a cold February night and stripped off coats, hats, gloves and scarves. They didn't stop there. A group of nudists eat together at a 'Clothing Optional Dinner' at a New York City restaurant, February 17, 2005. REUTERS/Mike Segar
The diners arrived at a nice Manhattan restaurant on a cold February night and stripped off coats, hats, gloves and scarves. They didn't stop there. A group of nudists eat together at a 'Clothing Optional Dinner' at a New York City restaurant, February 17, 2005. REUTERS/Mike Segar
Sunday, February 13, 2005
CNN.com - Last of 'Fatima�vision' trio dies - Feb 13, 2005
the story of Fatima always intrigued me when i was young--still does, i guess
maybe it made it seem possible that any of us could be chosen to be visited by angels
or the divine
i was very religious as a child
my favorite grandparent, my mother's mother was a very devout catholic
i spent a lot of time at her house and she molded my beliefs
for a very long time i wanted to be a priest
but as my emerging sexuality caused confusion and doubt, that dream faded
God had other plans for me
and now, i cannot in good conscience even call myself a catholic, although i suppose the Church just considers me a 'lapsed catholic'
until the church can accept me as I am without qualification, i can never allow myself to return
the story of Fatima always intrigued me when i was young--still does, i guess
maybe it made it seem possible that any of us could be chosen to be visited by angels
or the divine
i was very religious as a child
my favorite grandparent, my mother's mother was a very devout catholic
i spent a lot of time at her house and she molded my beliefs
for a very long time i wanted to be a priest
but as my emerging sexuality caused confusion and doubt, that dream faded
God had other plans for me
and now, i cannot in good conscience even call myself a catholic, although i suppose the Church just considers me a 'lapsed catholic'
until the church can accept me as I am without qualification, i can never allow myself to return
Thursday, February 10, 2005
ken made me really stop and think about whether i really wanted 702 gulf st or if i was just tired of the chase and wanting to just hurry up and be a homeowner
i AM tired of the looking and all that goes with it
702 gulf may not have the curb appeal of some of the houses i've seen, but it is a cute house and it does meet all my criteria
it is on a slab, it's brick, it has central air and heat, and it isnt in a flood zone of any kind
its more than 1200 squre feet and has at least 2 bedrooms and 2 baths, and covered parking
those were my major wants
other criteria i wanted but would have compromised on that this home has are:
already fenced back yard, attached covered parking, gas appliances, refrigerator, inside laundry room, ceiling fans, in Lake Charles, an out building for storage of lawn equipment---this one even has electricity--lights and outlets---fancy,huh?, and driveway is paved
actually, this was the very first house my realtor had ever shown me back in november
but since it was first and there were so many to see, and i didnt have anything to compare it to--AND at the time i was really favoring moving to the Sulphur area to use it as an excuse to ask for a transfer to get away from BD---then when i looked back this one had gone under contract, but that deal fell through and it just came back on the market and i asked to see it again, because i couldnt remember details---and when we saw it again, i was like--why didnt i like this house before?????
once i went under contract with it i began to worry about why the previous deal fell thru on it
was there something major wrong with the house or did their financing not go thru???
well that's the $300 question that the inspection answered
no major problems--lots of piddly shit
tomorrow i will meet with my realtor to fill out the paperwork requesting that the seller make repairs on some of the problems and sign off on ones i feel i can deal with myself---and dante will be unhappy to note their is a slight decline in the dining room floor---but i have learned that no house in my budget is perfect
anyway, the only thing that would really sour the milk on this deal is if the house were to not appraise for the asking price and the seller refuse to come down in price and screw up my financing---but if they want to sell they'll have to; few people are going to pay more for a house than it's appraised value
things are looking good and i am starting to let myself get excited
i've been stoic about it till the inspection after the last fiasco with the house on Hickok that had major problems and i had to back away
daddy went to look at the outside today to see what kind of daddy-do's he faces as far as the exterior is concerned. LOL
i AM tired of the looking and all that goes with it
702 gulf may not have the curb appeal of some of the houses i've seen, but it is a cute house and it does meet all my criteria
it is on a slab, it's brick, it has central air and heat, and it isnt in a flood zone of any kind
its more than 1200 squre feet and has at least 2 bedrooms and 2 baths, and covered parking
those were my major wants
other criteria i wanted but would have compromised on that this home has are:
already fenced back yard, attached covered parking, gas appliances, refrigerator, inside laundry room, ceiling fans, in Lake Charles, an out building for storage of lawn equipment---this one even has electricity--lights and outlets---fancy,huh?, and driveway is paved
actually, this was the very first house my realtor had ever shown me back in november
but since it was first and there were so many to see, and i didnt have anything to compare it to--AND at the time i was really favoring moving to the Sulphur area to use it as an excuse to ask for a transfer to get away from BD---then when i looked back this one had gone under contract, but that deal fell through and it just came back on the market and i asked to see it again, because i couldnt remember details---and when we saw it again, i was like--why didnt i like this house before?????
once i went under contract with it i began to worry about why the previous deal fell thru on it
was there something major wrong with the house or did their financing not go thru???
well that's the $300 question that the inspection answered
no major problems--lots of piddly shit
tomorrow i will meet with my realtor to fill out the paperwork requesting that the seller make repairs on some of the problems and sign off on ones i feel i can deal with myself---and dante will be unhappy to note their is a slight decline in the dining room floor---but i have learned that no house in my budget is perfect
anyway, the only thing that would really sour the milk on this deal is if the house were to not appraise for the asking price and the seller refuse to come down in price and screw up my financing---but if they want to sell they'll have to; few people are going to pay more for a house than it's appraised value
things are looking good and i am starting to let myself get excited
i've been stoic about it till the inspection after the last fiasco with the house on Hickok that had major problems and i had to back away
daddy went to look at the outside today to see what kind of daddy-do's he faces as far as the exterior is concerned. LOL
Thursday, February 03, 2005
here we go again
i am under contract to purchase this house
description found online: Great brick starter home in excellent condition. 2 bedroom, 2 full baths, office, and over sized utility room, 12 x 9 storage room with electricity, fenced backyard with shady trees. Large rooms, kitchen has newer range oven, dishwasher and refrigerator that remain. Succession property. Sold as is, where is. Taxes exempt. $76,900
inspection is scheduled for wednesday
say a prayer
i'm ready for the looking to be over and the moving to begin and then the decorating and remodeling to begin
